Discover what constitutes an act of God, its implications on insurance policies, and learn how events like floods or earthquakes can affect coverage and liability.

Discover how betterment insurance protects property upgrades done by tenants. Learn about coverage details and real-life examples for both residential and commercial properties.

From health insurance to homeowner’s insurance, there are an endless number of insurance protections that you might want to consider purchasing to protect you and your family. Insurance policies help ...

Coinsurance is a type of cost-sharing arrangement in which the insured party and the health insurance company share the costs of covered medical expenses. This is a common feature in many health ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Out-of-network providers are the doctors and facilities that do not have a direct affiliation with your health insurance company. Out-of-network care, either through a physician visit or during an ...

When should you fork over money for other insurance? May 22, 2012 — -- Most people believe that it's foolish not to have insurance, and in many cases they're right. Yet buying some types of ...

You've probably heard of homeowner's insurance. But if you're renting and need some sort of coverage, here are some renter's ...

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Risk is inherent in all businesses, but power plants face unique perils that require the right protection. Property and casualty insurance may not be enough; equipment breakdown, business interruption ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. KANSAS CITY, Mo. – Insurance agent fraud ...